How to read A credit report
How to build credit
Pay To Delete Letter
Medical collections/ Hipaa Letters
Debt Validation
Rounds 1-5 letters
Inquiry Letter
Repo Letter
Public Record Letter
Third-Party Bureau Letter
Medical Bill Dispute
Intent FTC letters
How to formulate A fatal dispute letter,
what to look for
Identity theft letter
Stall Tactic Letter
Settlement letter, Pay To Delete Letter
Working with credit bureaus and creditors, we challenge and resolve negative items on your credit report that are affecting your score.
Easily monitor your progress with 24/7 account access, receiving real-time updates on improvements to your credit reports and scores.
We'll optimize your score, helping you achieve your goals while equipping you with the knowledge to maintain excellent credit long after our work is complete
Star Financial is more than just credit repair—we’re here to transform lives. Founded by Zivia, we’re dedicated to helping individuals and families overcome the challenges of bad credit and unlock their true financial potential.
Zivia's story is a powerful example of the impact of credit repair. From facing homelessness to building a 7-figure business, she knows firsthand the struggles and victories of achieving financial freedom. Today, she’s committed to helping others achieve the same success.
We believe everyone deserves a second chance. Our team provides personalized strategies and expert guidance to help you remove negative marks, rebuild your credit, and achieve lasting financial stability. We'll equip you with the knowledge and tools you need to reach your credit goals and create a life filled with confidence, opportunity, and the freedom to pursue your dreams.
Embark on the path to financial empowerment with us. Let Star Financial lead the way to a brighter, more secure future
Get started with us today! Whether it's removing negative items or adding positive lines, we’re here to help!
We use Smart Credit because it provides access to all 3 credit reports (Experian, Equifax, and TransUnion). While we don’t charge a monthly fee for credit repair services, Smart Credit does charge a small monthly fee to give both you and us a refreshed copy of your credit report each month. By using our affiliate link, the monthly cost will be around $19. It's essential that your Smart Credit account is up to date so we can track updates and submit new rounds to the credit bureaus.
Please allow 2 business days after we've received all necessary information to prepare and send your disputes to the 3 major credit bureaus. Once they're delivered, the processing time begins!Our basic package includes 3 rounds (typically taking around 3 months), while the premium plan offers 6 rounds (usually around 6 months). However, most of our clients start seeing results within the first 90 days.Remember, we're credit repair specialists—not magicians. We fight on your behalf each month using consumer laws to challenge and remove accounts. Credit repair takes time and patience! Please note, there are no refunds.
You can expect to see results within 30 days, though in some cases, it may take up to 90 days.
We’d love to get started with you! Just click the button below, call our team, or send us a DM, and one of our experts will reach out to you within 24 hours.